Free Online Homebuyer Class with 200.00 Coupon

Seller Financing Program

Our customized program provides buyers the opportunity to purchase a home with Seller Financing.  As you will see this opportunity can be of great benefit and flexibility.

**PAGE UPDATE: Our Seller Financing is currently limited to non-owner-occupied buyers, basically investors only. If you plan to use the property as your primary residence, 2nd home or vacation home, please consider our Rent 2 Buy Program**

Why Seller Financing?

There are many reasons for buying with Seller Financing as opposed to traditional purchase that may include ability to purchase with terms that are more flexible than at the bank, time needed to strengthen the ability to obtain financing, no prepayment penalty at any time you want to refinance, and it’s much faster & easier with quick approval and fast move-in.  One of the GREATEST reasons is the Tax Benefit!  The method of seller financing we promote is generally treated by the IRS as a sale which allows the payments of interest made by the buyer possessing the property to be deductible as “mortgage interest”.

There are many great reasons to purchase with Seller Financing instead of renting or even renting to buy which do most often include tax advantages, locking in of today’s price, the ability to instantly be in the home you are buying without having to wait for bank financing/closing and the instant gratification of home ownership.

How about appreciation?  Over time most real estate tends to appreciate making it one of the best known investments.  If a property were acquired for $400,000.00 and it appreciated at an annual rate of 7% compounded over a ten year period, that property would be worth $786,860.54.  Almost double! What if you put ZERO down when acquiring that property?  Our Seller Financing Program allows you to either refinance or even sell the property within the term allowed.  By selling, you may never have even needed to go to a bank for financing.

Rent2buyproperties.com Special Features

We are not a bank and no bank qualification is required.  There aren’t any preset qualifications unless set by the seller and each application is subject to the individual seller’s approval.  Many properties are available with 100% financing, with great terms and no PMI (private mortgage insurance) for added savings!  Terms may range 1-30+ years and on average may be 3-10 years.  You may refinance at any time with NO prepayment penalty.  Existing & future Tenant-Buyers in the Rent 2 Buy Program can apply rent credits and option consideration toward the Seller Financing purchase of a property in our inventory.  Existing & future Tenant-Buyers can even enter a Seller Financing upgrade offer on the home they are in and when applying earned credits may be able to realize an additional tax write-off.

Let’s Recap:

+ NO Minimum Criteria to Qualify*
+ Most Properties with 100% Financing
+ Excellent terms
+ NO PMI
+ NO Prepayment Penalty
+ NO Bank Qualification (Individual Seller Approves Application)
+ NO Long Wait to Close (This is Very Easy!)
+ Better Than Banks
+ Instant Ownership w/Tax Benefits
+ Benefit From Appreciation Over your Purchase Price
+ Sell & Avoid Bank Altogether
+ Where Else Can You Find Financing Like This?

*Applications are subject to Individual Seller approval and most applications are approved.

Individual tax results may vary.

How it Works:

1. Choose a home you like from our current inventory of listings.
2. Call or submit a form for the lock-box combinations to be emailed to you so you can go view the properties.
3. Call or submit a form to obtain pricing on any of the properties and/ or to speak with a rent2buyproperties.com staff member.
4. Make an appointment with your favorite staff member to go over options and take care of paperwork.
5. Once you have been awarded the property you will obtain possession as mentioned in your offer.
6. Any time during the term of the contract you may obtain permanent financing (if needed) OR EVEN SELL to another buyer who has the cash or bank financing to close.  At this time the seller will furnish title to the property. You may even profit from selling for more than your payoff and costs to close.
7. At time of refinance, or of a sale to another buyer, you will go to a closing administered by the title company of your choice. We are also pleased to make recommendations for both preferred lenders and title companies to work with.

**PAGE UPDATE: Our Seller Financing is currently limited to non-owner-occupied buyers, basically investors only. If you plan to use the property as your primary residence, 2nd home or vacation home, please consider our Rent 2 Buy Program**

Please check out our inventory of properties here: Available Property Listings